Should I Give a Recorded Statement to an Insurance Company?

If you or somebody you care about has been involved in a vehicle accident, whether another driver was at fault you were, you are likely going to be dealing with multiple insurance carriers. The aftermath of the vehicle collision can be incredibly complicated, and you can be sure that the insurance carrier of the other party is going to ask you to give a recorded statement. Here, we want to discuss whether or not you are required to give a recorded statement by law and what you can do to ensure that you are treated fairly and receive any compensation you are entitled to.

Does Florida Law Require That You Give a Recorded Statement to Insurance Carriers?

There are various statutes in Florida that require vehicle accidents to be reported, but you need to know that there is no law requiring you to give a recorded statement to an insurance carrier. This includes statements to your insurance carrier as well as the statements given to other driver’s insurance carriers.

How Can Insurance Carriers Use Your Recorded Statement Against You?

There are various ways that insurance carriers can use recorded statements against accident victims, even those who are not at fault for the collision. Many people think that if the other driver is to blame, then they have nothing to hide from the insurance carriers. The reality is that insurance claims adjusters are trained to ask questions and have conversations in ways that get you to admit partial or complete fault even when you did nothing wrong.

When you are speaking to insurance claims adjusters, whether it be the ones that work for your insurance carrier or the other driver’s carrier, the adjusters are going to seem very friendly. They may even engage you in casual conversation. This is meant to get you to lower your guard and to speak freely about what happened.

Claims adjusters are trained to get drivers to admit facts that did not even happen. You may find yourself talking about the latest news with the insurance claims adjuster one minute when suddenly admitting that you are not sure how fast you were driving right before the collision in the next minute.

Regardless of how friendly claims adjusters for the insurance carrier may seem, you need to understand that their number one goal is to help their insurance provider pay as little as possible in a claims settlement to those involved. They will do what they can to get you to admit something in a recorded statement that can be used against you to delay or deny your claim altogether.

The bottom line is that you should never agree to give a recorded statement to an insurance carrier regardless of how insistent they are for you to give one.

Consider Working With an Attorney to Avoid Any Problems With Your Claim

If you or somebody you care about has been involved in a vehicle accident, you should consider involving a personal injury lawyer as soon as possible. By involving an attorney early in the process, you can ensure that they will be the ones to handle all communication and negotiation with the insurance carriers. This means that you will not face the risk of saying something you shouldn’t in a recorded or unrecorded statement.

    From day one, Zachary worked my case with diligence, professionalism & compassion.

    “When faced with the repercussions of a personal injury, choosing the right lawyer for the work ahead is absolutely imperative. When this daunting task fell upon me following a motor vehicle accident, ...”

    - Josh N.
    It is because of your help that I am in a better position now than I was before.

    “I felt always that you had my best interests at heart and looked out for me. Thank you team you have changed my life and I think of you with gratitude.”

    - A.S.
    I cannot recommend them enough!

    “They have been attentive, knowledgeable, and personally invested in our case. Having them on our side has put us at ease in this very difficult time. Thank you guys so much!”

    - David G.
    He will definitely fight for your cause.

    “Mike is an incredible attorney and is very knowledgeable, hard-working, and caring. He will definitely fight for your cause and will keep you in the loop while doing so!”

    - Esther A.
    He took the reins and made everything so easy for me.

    “As a personal injury lawyer, he is one of the most intelligent, caring, and committed professionals I have ever had the pleasure of working with. Zach personally guided me every step of the way, through insurance companies, doctors, etc.”

    - Lisa C.

When it counTsTM

Make the Right Choice
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.